Top 5 Ways To Pay Off Your Mortgage Early

Powered by RedCircle

April Fools Day Podcast

Never has the show brought on more guests, more topics, and more laughs. There were so many people on this show that there wasn’t enough room for Steve.

HAPPY APRIL FOOLS DAY! I’m not here in this episode – I’ve commandeered three other shows that are not my own.

Here’s where I am today:

  • While Joe is in taking over my show I am also taking over the Stacking Benjamins show
  • Starve The Doubts where I turn the tables on Jared Easley and interview him on his own show!
  • On the Cash Car Convert (usually by James Kinson) I talk about getting out of the car payment business.

You can click on any of the links above for their (or should I say “my”) shows.

If you would like to read the backstory of why I took over 3 shows in one day – and why I’d NEVER do it again – read this.

What you will get from today’s show hosted by Joe Saul-Sehy

And finally, a classic Top 5 list.

Top 5 ways to pay off your mortgage early

OG’s Top 5:

5) Don’t take out a mortgage so big to begin with

4) Refinance to a lower interest rate

3) Round up your monthly payments

2) Make a 13th payment every year (extra payment)

1) Sliced fruit (just kidding). It’s “Get a 15 year mortgage”

Average Joe’s Top 5:

5) Shorten the term of your mortgage

4) Use your tax refund to pay down your mortgage

3) Round up your monthly payments, don’t round down

2) Switch to bi-weekly payments

1) Place your extra money in an S&P 500 mutual fund, then apply it when the mortgage reaches the amount invested

Cast members for Episode 150:

Special thanks to the following cast members who made this April Fools Day podcast hilarious (in order of appearance):

Disclaimer

Steve Stewart does not agree with the Roundtable’s advice of opening up a credit card for free airline tickets – regardless of paying them off every month or not. These “free” tickets or cash-back rewards are being paid for by the credit card company who in turn gets the money from those who do not pay off their balances, do not make their payments on time, or are over their limits. Be responsible for yourself AND your Brothers.

Written By

Hello. My name is Steve Stewart and I HATE YOUR DEBT MORE THAN YOU. I believe everyone should be rich so they can help others in times of need. Life is too short to be this broke! Let's work together on designing a plan for your house of financial freedom.

I may not be creating personal finance content anymore, but I'm still here to encourage you and maybe even answer a question or two about your money. Don't hesitate to reach out!

More From Author

Dave Ramsey’s Baby Steps explained by a Dave Ramsey Trained Coach

Dave Ramsey’s Baby Steps have helped millions of people organize their finances and begin to…

25 years of Paying Attention - Not Interest: Money Plan SOS episode 202 from November 2025

25 Years of Paying Attention, Not Interest

It’s been 15 years since the launch of this podcast, and 25 years since my…

BEST and WORST of the Money Plan SOS Podcast

If this is the first time you’ve visited Money Plan SOS, you are in luck!…

3 comments

Ha! What a blast taking over a “real” podcast.

I knew when they started talking credit card rewards that there was a Steve disclaimer coming…. 😉

Happy April Fools Day. I’m stealing your artwork to use in my decorating. Who is that hot dude?

Thanks Bro, but your Stacking Benjamins show sucked today. What’s going on over there. Sheeessh.

Thanks for giving your ideas. Another thing is that individuals have an alternative between fed Home Mortgage Rates Canada
plus a private Home Mortgage Rates Canada where it really is easier to select Home Mortgage Rates Canada online debt consolidation than in the federal Home Mortgage Rates Canada.

One important thing is that if you find yourself searching for a Home Mortgage Rates Canada you
may find that you’ll want a cosigner. There are many situations where this is correct
because you might find that you do not possess a past Mortgage
Rates Canada score so the Mortgage Rates Canada provider will require that you’ve got someone cosign the Mortgage Rates Canada for you.
Good post.
Thank you for this article. I will also like to say that it can become hard if you are in school and merely starting out to
create a long Mortgage Rates Canada ranking.
There are many individuals who are only trying to pull
through and have a lengthy or positive Mortgage Rates Canada history
are often a difficult factor to have.
I have learned some important things via your post. I will also like to mention that there might be situation that you will get a Mortgage Rates Canada and never need a co-signer such as a Federal government Home Support Mortgage
Rates Canada. When you are getting financing through a standard finance company then you need to be prepared to have a co-signer ready to help you.
The lenders will base any decision using a few variables but the greatest will be your Mortgage Rates Canada standing.
There are some lenders that will also look at your job
history and come to a decision based on that but in most cases it will be based on on your rating.

One other issue is when you are in a problem where you would not have
a co-signer then you may really want to try to exhaust all of your money for college options.
You’ll find many awards and other scholarship grants that
will offer you funds to aid with institution expenses.
Thanks for the post.

Comments are closed.

You May Also Like

25 years of Paying Attention - Not Interest: Money Plan SOS episode 202 from November 2025

25 Years of Paying Attention, Not Interest

It’s been 15 years since the launch of this podcast, and 25 years since my…

BEST and WORST of the Money Plan SOS Podcast

If this is the first time you’ve visited Money Plan SOS, you are in luck!…

What People Learned About Money By Blogging About Money

This is the last episode of the Money Plan SOS podcast. It was only fitting…