I received a letter from my Financial Advisor two weeks ago. With the “debt ceiling crisis” coming to a head, he felt it important to send this to all his clients. The message was familiar, but not in the way you would expect. Make sure you read the…
Read MoreImagine a home where there are no obligations (debt) Here is the step-by-step plan to building a house of Financial Freedom: Work Plan Give Pay for necessities Save $1,000 Pay for a few wants Pay off all debt (except mortgage). Save 3-6 months of expenses Save for short-term…
Read MoreYou need to save money. Once you have learned to live on less than you make, what do you do with the extra money? First thing for anyone (whether in debt or not): Have $1,000 in cash put aside for emergencies. When you hit that $1,000 amount, say…
Read MoreMichael TechTalk Kastler was fired just before Christmas. He asked for The First 5 Things You Should Do When You Get Fired. I didn’t really answer his question but gave my thoughts on what to do when there is a job change in your future. You can listen…
Read MoreIn this episode: Tools and tricks to help maintain control of your money and not get TRAPPED by marketing and hyper-consumerism. 1) Yahoo, Google, or Outlook Calendar to forecast expenses 2) Computerized systems to track your spending 3) Manage Your Shopping List with Get It Done Guy: http://getitdone.quickanddirtytips.com/managing-your-shopping-list.aspx…
Read MoreFree Excel budget template In Episode #005 of the MoneyPlanSOS Podcast I described the Absolute Simplest Budget That Works. Download the template: Absolute-Simplest-Budget-In-Excel
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