Identity theft is on the rise according to the Federal Trade Commission.
11.6 million people became victims of ID theft in 2011 alone – an increase of 13% over 2010!
The real problem with ID Theft
Banks are familiar with bank fraud and Visa and Master Card have Zero Liability protection policies in place to help consumers. But what happens when Government documents are compromised, or utility fraud, or someone uses your ID to file for unemployment claims? The burden is laid on your back to deal with them and you can plan on spending hours upon hours cleaning up your good name.
What will you do?
Diane Sacks – Vice President of Marketing & ID Theft Protection at Zander Insurance, explains how their ID Theft Protection plan is different from others – and better! Not only does she give us tips on how to save money by monitoring our credit reports ourselves but she tells us
” The biggest benefit is we take over all the work to restore somebody’s identity when they become a victim ” – Diane Sacks
I don’t have to do anything other than call them? Sign me up!
How much does ID Theft Protection cost?
- Individuals: $75 a year (or $6.75 a month)
- A family, including all dependents: $145 a year (or $12.90 a month)
Diane’s Top 3 ID Fraud suggestions:
- Limit what you keep in your wallet: Only carry necessary items in your wallet such as your Driver’s License, your Debit card.
- Use unique passwords username and passwords for all your online accounts.
- Look at (Monitor) your credit reports every 4 months.