I received this wonderful testimony today
Hello. My name is Julie.
I am so thankful for finding Steve Stewart in iTunes free podcasts. He has 86 episodes you can listen to – all have topics so you can pick what best suits your interests.
I was looking for advice on refinancing my home. I listened to his Episode 36, sent him a message, and he responded immediately!
I had processed a 10 year ARM loan with a lock in interest rate for seven years, after that your guess is as good as mine. I thought “I will pay extra on principal to pay it off in seven years.”
I was restless though, so I thought I will call Steve. I was about to make a very bad decision. There was no guarantee I could pay that extra amount. If I did, I would be working just to pay it. Seven years is a long time to not be able to do anything financially.
But after talking to Steve I called the bank and requested to cancel the ARM loan. I have to pay my own taxes but my payment went from $783.00 a month for 30 years to $387.95 bi-weekly for 10 years.
Had I not talked to Steve I would of made a very bad choice. I am so thankful for his time and coaching.
I love listening to his podcasts. He tells it like it is so you can understand. He refers to his life as a family in his episodes. He sticks to the topic. I have 67 episodes on my iPod Touch that I am keeping. There is no financial advisor you can get as many FREE episodes as you can with MoneyPlan SOS.
Thank you so much Steve for your advice and podcast. It helps me to understand better to handle money.
Sincerely, Julie Burnham
Essentially, here is what Julie’s refinance did for her:
- Lowered the interest rate from her existing 30 year mortgage
- Reduced the remaining term of the loan with a new 10 year
- Avoided the uncertainty of an Adjustable Rate Mortgage (ARM)
- Set up a bi-weekly payment to make it easier for her to budget (she is paid bi-weekly)
- Saved her thousands of dollars in interest!
Julie is paying attention. She asked the question. We walked through the numbers, made accommodations to match her dream, and laid out a game plan to accomplish her goal! This is what Financial Coaching can do for you.
If you have questions about money you can:
- Read one of many articles
- Listen to any one of my free audio lessons (podcast episodes)
- Call me for a 30 minute consultation, let’s reach your dreams
By the way, Julie and her husband just returned from a trip to Cancun. Life is good!