Does all this debt-free stuff really make a difference? Does it really make sense to give up so much right now in order to have no payments in the future? Paying off debt is hard and takes sacrifice – and it’s a pain in the butt.
Sacrifice = Reward, right?
But doesn’t sacrifice come with a reward? When the CHOICE has been made to make a change in our lives and we ACT upon those choices, when we are consistent and purpose-driven, and when we eventually WIN then can’t we expect some payoff? If not then the hard work isn’t worth it.
Step 1 is to choose
My family is debt free and have CHOSEN to live within our means. Because of that we don’t HAVE to sacrifice. Heck, I could go out and get some loans and buy almost anything on credit – and I’ve been tempted to. But what really DRIVES me to stay debt free???
Answer: The Mortgage Statement
Every month I see the principle balance on our mortgage go down. I dream of the day when we have NO payments. With NO mortgage, NO car payments, NO student loans, and NO credit card debt what would we be able to do?
iPod Touch? No problem.
New computer? Top of the line model.
Cruise? Wherever we want.
Hot tub? New patio/deck? Remodel a room? Every few months if we wanted.
And best reason of all…
Give to our favorite causes/charities
There are some great organizations out there that could use our help. Broke people can’t help poor people so we committed to stop acting broke and get our family into a position to really give..
Keep moving forward. Don’t quit.
Get out of debt and STAY out of debt.
Sacrifice for a REASON. There IS a pot of gold at the end of THAT rainbow.