Podcast Episodes

009 MPSOS – Real Life Case Study with Gregg Pechmann

By Steve Stewart on February 18, 2011

Listen to the Episode Below

009 MPSOS – Real Life Case Study with Gregg Pechmann

Gregg Pechmann, America’s Financial Freedom Coach at FightingBackFinancially, went through 7 SHORT SALES and lived to tell about it. He shares his wisdom in this case where a couple has a high income but also has HUGE debts and are behind on their house and two trucks.

.UPDATE: Gregg released his book “Upside Down: How We Survived 7 Short Sales”. It’s a great story that includes thoughts of suicide, divorce, and surviving it all!

008 MPSOS – Preparing For A Job Loss

By Steve Stewart on February 15, 2011

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008 MPSOS – Preparing For A Job Loss

Michael TechTalk Kastler was fired just before Christmas. He asked for The First 5 Things You Should Do When You Get Fired. I didn’t really answer his question but gave my thoughts on what to do when there is a job change in your future.

You can listen to Michael’s passion, talking about Technology, at http://TechTalk.WRLR.FM

Also: Holla From The Impala – A Gallon Of Gas

And finally: How did we get into so much debt?

007 MPSOS – We’re Not Talking Bonds

By Steve Stewart on February 7, 2011

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Listen to the Episode Below

007 MPSOS – We’re Not Talking Bonds

In this episode: Tools and tricks to help maintain control of your money and not get TRAPPED by marketing and hyper-consumerism.

1) Yahoo, Google, or Outlook Calendar to forecast expenses

2) Computerized systems to track your spending

3) Manage Your Shopping List with Get It Done Guy: http://getitdone.quickanddirtytips.com/managing-your-shopping-list.aspx

4) Use the Envelope System for groceries, clothing, and dining

5) Clip coupons (and place them in your envelopes)

6) Keep your finances organized with a filing system for bills, statements, loan documents, and tax-related stuff

007) Avoid situations where spending could be a problem.

Holla From The Impala: My Great Big Idea that you are already doing!

006 MPSOS – Real Life Case Study with Josh Levitt

By Steve Stewart on January 26, 2011

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Listen to the Episode Below (00:30:43)

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00:30:43

006 MPSOS – Real Life Case Study with Josh Levitt

This is a Real Life Case Study with Josh Levitt of LevittCoaching.com. Josh is a Dave Ramsey Trained Financial Coach who offers “Winning game plans for financial freedom”. He is our guest coach on this episode where we discuss the financial challenges of a couple who wants to change their financial life.

In this episode we talk about married couples sharing checking accounts, using the envelope system, and does it make sense to sell the house?

If you like these episodes and have comments about the show, feel free to comment. If you LOVE the show then please leave a review on iTunes to help the podcast show up faster for others looking for shows on debt freedom.

Also mentioned on the show: ReboundPodcast – Episode 052

The Absolute Simplest Budget That Works

By Steve Stewart on January 19, 2011

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I’ve boiled the process down to the simplest elements and have come up with a signature process that will:

Show how far your money can truly go
Foster communication between you and your partner/spouse
Expose your true priorities – to yourself!

Listen to the Episode Below (00:29:52)

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00:29:52

The Absolute Simplest Budget That Works

We often thing we’ve got it all under control or it will be easy to get back on track. I’m here to tell you this process will open your eyes and make you re-think about how you spend – and save – money.

Download this free spreadsheet and work the exercise while you listen.

Also in this episode:

Holla From The Impala: Do you hear people say “You can’t make 12%” as often as I do? Well, what’s their plan?

Budget like a pro

Are you looking for a more advanced budgeting program?

While I started with the Absolute Simplest Budget That Works, we have advanced past its functionality. Now the Stewart household operates on You Need A Budget.

You Need A Budget is a flexible spending plan that builds up savings for non-monthly expenses. It also allows you to:

Install it on both PC or Mac (multiple installations from one purchase)
Use this month’s income for next month’s expenses
Money that isn’t spent in a category remains in the category for a later date
Enter transactions while still at the register using the iPhone or Android app (additional purchase, about $5)
Know how much you have left without having to boot up your PC

Try YNAB free for 34 days and start budgeting like a pro.

5 Things You Can Do If Falling Behind

By Steve Stewart on January 8, 2011

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Listen to the Episode Below

5 Things You Can Do If Falling Behind

There are 5 things that need to be in place before paying off debt and saving for the future:

Get on the same page with your spouse or accountability partner
Commit to never borrow money again. No more debt
Prepare a written budget or spending plan
TEMPORARILY stop saving money
Get CURRENT on the necessities and bills/payments

Also in this episode:

HOLLA FROM THE IMPALA: Be like Bernard

WHAT I BELIEVE. WHAT DO YOU BELIEVE?

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