First thing for anyone (whether in debt or not): Have $1,000 in cash put aside for emergencies. When you hit that $1,000 amount, say to yourself out loud “I saved A THOUSAND DOLLARS”. Go ahead and practice now. Pretty powerful, huh?
Then what? You need to set some Savings Goals:
3 things to do to set a savings goal:
1) Estimate how much you need for this savings goal
2) See how much can you save every month
3) Decide how long before you need the money
Holla From The Impala: Top 5 Signs you are addicted to shopping
#5: Your night out with the guys starts AND ENDS at Bass Pro Shop
#4: The Home setting on your GPS is The Mall Of America
#3: You look forward to birthdays, anniversaries, and Christmas. Not because of the gifts but for all the items you can take back to look for “just the right one”
#2: You took pen and paper to the theater with you for the sole purpose of writing down the name of every store the girls walked by or through in Sex & The City 2
#1: You bought the same limited-time offer item on the QVC Network TWICE!
Set a savings goal for Christmas