Living Without Credit Cards takes more than just a pair of scissors and going cold turkey. This episode walks us through Step #3 to wean us off our dependency on plastic. Here is a recap of the steps so far:
Step 1 – Take your cards out of your wallet and put cash in your wallet instead.
Step 2 – Delete credit card numbers from your online accounts and use BillPay for online payments.
This Episode: Step 3 – Freeze your credit card accounts from any further charges and use the money you have been saving to build up your emergency fund.
Check your credit report if you have accounts that you can’t find or don’t know how to contact. To learn how to check your credit report for free, watch this Vid-torial: Annual Credit Report Vid-torial
Holla From The Impala: Buy Mutual Funds, not commercials
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