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You are here: Home / Podcast Episodes / Should I Tithe While In Debt?

Should I Tithe While In Debt?

By Steve Stewart on March 2, 2011

Should I Tithe While In Debt?

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As a Financial Coach, one of the most common questions I get from Christians trying to get out of debt is “Should I Tithe while paying off my debt”?

Should I tithe while I get out of debt

What I think really doesn’t matter

Giving a tithe has more to do with your belief system than your finances. I want you out of debt as bad as anyone, but there is something explainable that happens when people start to give sacrificially.

You can’t calculate the blessings from giving a tithe

I’m always trying to work things into a spreadsheet. One thing I can never forecast accurately  are the blessings that people receive when being faithful and giving 10% to their local  church. But, I have come up with an algebraic formula:

90%+God > 100%-God

I can’t explain it, but it works!

[Tweet “I believe you should #tithe while in debt. Why? Because 90% + God is greater than 100% – God”]

What should I tithe on

If we do tithe, what do we tithe on? Gross or Net Income? Business and Retirement? Tax Refunds? Gifts or Credit Card Points? I explain each of these items in this episode.

What I believe about giving a tithe

God loves a cheerful giver (2 Corinthians 9:7). I thought I knew what that meant until my beautiful bride and I got out of debt. Suddenly, I was able to hear what my pastor was trying to say to me and the sermon was no longer about their need for our money to fund the capitol campaign, it was because giving makes us more like Him.

I certainly hope you don’t have to wait until you are debt free to hear the message and experience the joys of giving.

 

 

About Steve Stewart

Hello. My name is Steve Stewart and I HATE YOUR DEBT MORE THAN YOU. I believe everyone should be rich so they can help others in times of need. Life is too short to be this broke! Let's work together on designing a plan for your house of financial freedom. Don't be afraid to reach out to me - I'm here to help answer your call for help (S.O.S.) with a MoneyPlan.

Reader Interactions

Comments

  1. Sheri says

    March 3, 2011 at 1:13 pm

    This Podcast is SO GOOD!!! Answers some common questions on this great topic!

    • Steve Stewart says

      March 3, 2011 at 5:51 pm

      Thanks Sheri!

  2. Michael "TechTalk" Kastler says

    March 7, 2011 at 2:06 pm

    Great episode Steve – my wife and I have been asking a lot of those same questions lately!

    So one last one … what’s the tithe when your income is 0? I’m assuming 10% of $0 = $0. But … I’m getting unemployment benefits, which just manage to cover COBRA for us. If I take 10% of those bene’s I would have to dig deeper into savings or other resources than we already are to cover mortgage and expenses. Is it OK to defer tithing to better times? Sounds like a copout to me, but better than just not tithing at all … very confusing!

  3. Lisa says

    January 30, 2016 at 12:59 pm

    I enjoyed this topic on “Tithing” I strongly believe what God says in his word!

  4. Gloria says

    January 22, 2018 at 8:53 am

    This is a great podcast.
    Here I am 70 yrs old and I got answers from this podcast that I’ve never known before. This podcast is actually part of a getting out of debt series but it really explains about tithing and what to tithe on and what not to. It is a very informative podcast. I highly recommend it.

    • Steve Stewart says

      January 22, 2018 at 9:00 am

      Thank you Gloria! I’m so glad you found the show. Did it cause you to change how you thought about giving?

Trackbacks

  1. JW’s Financial Coaching Podcast:The 3 things we do with money-Giving | JW's Financial Coaching-Giving you a new perspective on your money! says:
    March 28, 2011 at 8:10 am

    […] mentioned in the show, Steve Stewart of Money Plan SOS did a great podcast on giving and tithing for those of us who give through the church so I recommend checking out that show. […]

  2. Give Crazy to put a well in Ghana « Dave Ramsey Fan says:
    December 25, 2011 at 4:09 am

    […] learn more about how you can be a giver, even while in debt, go to MoneyPlanSOS.com. If you would like one-on-one coaching then contact him at 636-373-4818. […]

  3. sos087 Smart Moves for a Christmas Bonus says:
    December 5, 2012 at 10:08 pm

    […] I would at least tithe on it and like the idea of giving the rest to a favorite charity. Better yet, give it to someone in […]

  4. Tithe before tax or after tax? says:
    November 23, 2013 at 10:43 pm

    […] What should I tithe on? All is explained here […]

  5. sos087 Smart Moves for a Christmas Bonus - MoneyPlan SOS says:
    November 23, 2014 at 9:52 am

    […] I would at least tithe on it and like the idea of giving the rest to a favorite charity. Better yet, give it to someone in […]

  6. Smart Moves for a Christmas Bonus - sos087 - SteveStewart.me says:
    November 20, 2015 at 6:40 pm

    […] I would at least tithe on it and like the idea of giving the rest to a favorite charity. Better yet, give it to someone in […]

  7. sos043 Top 11 of 2011 says:
    November 20, 2015 at 6:41 pm

    […] #10: Should I Tithe While In Debt and the importance of giving, even while paying off […]

  8. Should I tithe while paying off debt says:
    February 7, 2016 at 7:54 am

    […] Want to learn more about tithing while paying off debt? Listen to this podcast episode […]

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