The Absolute Simplest Budget That Works

I’ve boiled the process down to the simplest elements and have come up with a signature process that will:

  • Show how far your money can truly go
  • Foster communication between you and your partner/spouse
  • Expose your true priorities – to yourself!

We often thing we’ve got it all under control or it will be easy to get back on track. I’m here to tell you this process will open your eyes and make you re-think about how you spend – and save – money.

Download this free spreadsheet and work the exercise while you listen.


Also in this episode:

Holla From The Impala: Do you hear people say “You can’t make 12%” as often as I do? Well, what’s their plan?

YNAB treeBudget like a pro

Are you looking for a more advanced budgeting program?

While I started with the Absolute Simplest Budget That Works, we have advanced past its functionality. Now the Stewart household operates on You Need A Budget.

You Need A Budget is a flexible spending plan that builds up savings for non-monthly expenses. It also allows you to:

  • Install it on both PC or Mac (multiple installations from one purchase)
  • Use this month’s income for next month’s expenses
  • Money that isn’t spent in a category remains in the category for a later date
  • Enter transactions while still at the register using the iPhone or Android app (additional purchase, about $5)
  • Know how much you have left without having to boot up your PC

Try YNAB free for 34 days and start budgeting like a pro.

Written By

Hello. My name is Steve Stewart and I HATE YOUR DEBT MORE THAN YOU. I believe everyone should be rich so they can help others in times of need. Life is too short to be this broke! Let's work together on designing a plan for your house of financial freedom. Don't be afraid to reach out to me - I'm here to help answer your call for help (S.O.S.) with a MoneyPlan.

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10 comments

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[…] Steve Stuart: I have been a part-time mobile DJ for over a quarter of a century. Wedding and Christmas seasons were always busy and the rest were often slow. This was a larger part of my income when I was single – which was also the time of my life when I didn’t know how money worked. My best friend and I shared a nice apartment but after 6 months I had to move back into my parents house. I just couldn’t afford the place my friend wanted to live in so I had to bail. It definitely strained the relationship even though we are still best friends. Listen to his podcast The Absolute Simplest Budget That Works. […]

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