Do you think you have enough life insurance? Are you afraid to ask because you think some pushy salesman might sell you a bad product? This video shows how quick and easy it is to find prices on term life insurance without having to talk to a salesman! … [Read more...]
Whole Life versus Term Life – what is the benefit?
May 11, 2010 by Leave a Comment
What is the benefit of getting a Term Life policy versus a Whole Life/Universal/Variable Life policy? Term Life: Term insurance has a pre-determined length of time that you will receive the benefit in case of death. Example: You are 30 years old and purchase a half-million 20-year level term policy. If you die at age 42 then your beneficiary would receive the face value of the policy. But if you died at age 51 then your beneficiary would get nothing because your policy … [Read more...]
Life Insurance: Boring, but a necessity.
May 17, 2009 by Leave a Comment
Nobody likes to spend money on something that they hope they will never use, but life insurance is a necessity unless you have a bunch of money stashed away. Think about it, why spend money on something you hope you NEVER use? But none of us get out of here alive, so here is a case where planning for the worst is also planning for the best. Of all the different types of life insurance, three are the most common that pay out when you die: Term life, Whole life, and Social Security. Let … [Read more...]
