Debt Free Testimonies from the Greutmans and Browns – MPSOS175

Debt Free Testimonies from the Greutmans

<01:00> Why I hate your debt more than you. <03:30> The Greutmans were determined to be debt free. It wasn't a decision they came to because it was a good idea - they couldn't pay their bills! Today they are debt free, Mark quit his job as an Actuary to help Lauren with her business, and they make enough to employ three people as well as support their family. Listen to their testimony of selling their dream home, moving their family of 4 into an 800 square foot house, and … [Read more...]

Happy Brand New You Year! – MPSOS174

MoneyPlan SOS Podcast episode 174

Happy New You Year! Did you set new goals for 2015? I did - and there are BIG changes coming to my life. While I hate to make this show all about me, today’s episode is just that - all about the Brand Steve Stewart. What is a Personal Brand? A brand is what people think about someone or something when they aren’t in the room. It’s not a logo, it’s not a catch phrase, it isn’t even a name; it’s all of the above. Ryan Rhoten is my Personal Branding Coach helping me create my … [Read more...]

Businesses offer more savings by asking Debit or Credit – MPSOS173

Moneyplan SOS podcast interview with Clint Woodman Food Market

Clint Woodman is Vice President of Woodman’s Food Market. He operates 15 stores in Wisconsin and Northern Illinois, employs more than 3,400 people, and his family has been growing the company for more than 50 years. See Woodman’s 90-year timeline  The typical Woodman’s store is about 250,000 square feet - larger than a Super Walmart. Oh, and they are a debt-free, employee-owned company. The key to their success? Woodman’s Food Market do two things to keep their operating expenses as low as … [Read more...]

My most notable appearances 2014

Plutus Award Finalist logo 2014

If you are a new Debt Freedom Fighter - welcome! However, even those who have been around for a while may not know the entire Steve Stewart story. I don't share too much about my personal life, this site is not about me. However, 2014 has provided me a number of opportunities to be a guest on some prominent blogs and podcasts, not to mention winning the Plutus Award for Best Debt Focused Blog. Below are some of my more noteworthy appearances from 2014.   I had the pleasure … [Read more...]

Basics Of Retirement Webinar

Want to understand investing and saving for retirement? Coach Scott Maderer joined me for a long discussion about saving money, investing for retirement, and ways to save on taxes. Enjoy! Thanks for watching. Leave any comments or your question below. … [Read more...]

Year-end Tax Tips: Conversation with John Beidel – MPSOS172

Conversation with Enrolled Agent John Beidel

John Beidel is an Enrolled Agent and has been helping people with their income taxes since 2008. Today he sits down with me to 15 Year End Tax Moves To Lower Your Tax Bill, and article from Summary of the tips: Accelerate income Defer income Accelerate or defer expenses Note: Dozens of provisions are set to expire but could be extended. You can find out more about John at Also in this episode Holla from the Impala - "Doing … [Read more...]

2015 Retirement contribution and income limits and the Debtor’s Anonymous Quiz – MPSOS171

Mockup of Black Friday Loan Sale

The IRS has released updated retirement contribution limits and income phase-outs: 2015 Contribution Limits for 401(k), 403(b), and most 457 plans Your pre-tax contribution is capped at $18,000 in 2015. Those who are 50 years or older can increase the number by $6,000 (catch-up contribution). 2015 Contribution Limits for traditional IRA The average American does not have as much opportunity to save outside of an employer sponsored plan. Singles making $61,000 a year can save the full amount, … [Read more...]

Ways To Curb An Addiction To Shopping – MPSOS170

Ways To Curb An Addiction To Shopping Ep170

Patti, a concerned listener, doesn't have a lot of debt but is concerned about her dwindling savings. It appears that she has made 80 purchase on Amazon in the past six months and her rainy-day fund is dwindling to pay her monthly Visa bill. Once discovering this hole in her budget she deleted her Visa number from Amazon, creating an extra hurdle to spending money. This allows her to think twice before clicking once with "One Click". She has also cut up her credit cards and will be using … [Read more...]

Getting Credit Advice from a Journalist – who do you listen to?

credit card journalist

Gah! I’m listening to a blogger with a BA in journalism talk about how to improve your credit score. The general advice was “get more than one credit card, use them, but don’t use them too much.” Excuse the rudeness here but why are we listening to the advice of a journalism grad with no training in the industry except that of her own personal experiences? On the other hand, why are you listening to me? My education comes from working in retail, as an internal auditor for large companies, … [Read more...]

Financial rules, Frugal decisions, and a Henry Rollins debt free story – MPSOS169

Financial Rules

Ignore these financial rules at your own risk: Live beneath your means Do something smart with the difference Have health insurance Don’t waste time building a credit score Shop for health insurance at Listen to an interview with Medi-Share  Watch my position on credit scores in a 5 minute YouTube video Henry Rollins tells a debt free story I have a new favorite show. It features punk rocker Henry Rollins. In the episode titled “10 things you don’t know … [Read more...]