My story of debt freedom
Have you heard my story of debt freedom? A fan asked me to share my family’s journey to our life without debt by answering a these questions. I hope you enjoy it. How long ago did you becoming debt free? We became debt free except for our mortgage when we paid off my wife’s SUV [...]
If It Ain’t New, Don’t Replace It
My wife’s nine year old Nissan Pathfinder surpassed the 100,000 mile mark this month. It has been a workhorse for us and expect that it will run for another 100,000 miles. We have a Whirlpool clothes dryer that is not much younger than I am. The clothes come out smelling just as fresh as they [...]
Paying off the mortgage in half the time – Accelerated Payments
This is the final post in a series on paying off the mortgage in half the time. We’ve discussed choosing a 15 year mortgage over the traditional 30 year and the how refinancing can save you tons of interest. What should we do if we can’t refinance and are stuck in a 30 year mortgage? We [...]
Paying off the mortgage in half the time: When refinancing makes sense
If you already have a mortgage and are looking for ways to pay it off faster then refinancing is a smart option. When refinancing makes sense You can save thousands of dollars each year by refinancing (refi) an existing mortgage to a lower rate loan. Here are a few questions you must answer before talking [...]
